Performs entry-level financial examinations and investigations of consumer loan companies, mortgage companies, auto finance companies, pawnshops, and persons involved in retail credit sales, credit access businesses, crafted precious metal dealers, and other regulated entities for the purpose of compliance with applicable state and federal laws. Under close supervision conducts examinations of books and records and investigates business practices. Limit latitude for independent judgement.

Essential Job Functions

• Evaluates business records and financial transactions for compliance with statutes, rules, and regulations.
• Identifies areas of progress or concern; makes recommendations; and assists in resolving problems as appropriate.
• Prepares worksheets and financial tabulations of financial data from records and representations of management.
• Prepares correspondence related to the examination process; prepares comments for examination reports.
• Verifies accuracy of records, work papers, and related financial statements or documents; determines proper documentation and adequate procedures; and detects and records variances.
• Performs related work as assigned.
• Conducts financial examinations with the assistance of others.
• Analyzes issues and develops action plans to complete financial examinations or investigations.
• Evaluates recorded assets, liabilities, surpluses, and capital for compliance with statutes, rules, and regulations.

Performance Targets

• Total ~120 of examinations per year
• 1200 hours of exams per year
• Test on Exams, 371, 342-F, and 348, with a total average of 70% final grade. (Initial Certification)
• Satisfactory testing on the Annual Examiner Test.

Knowledge, Skills, and Abilities

• Knowledge of auditing and accounting standards and techniques of both statutory accounting principles (SAP) and generally accepted accounting principles (GAAP).
• Knowledge of financial and industry terminology and practices.
• Knowledge of corporate structures, business operating procedures, management control, and internal reporting techniques.
• Knowledge of grammar, punctuation, and spelling.
• Proficiency in the use of word processing and spreadsheet software.
• Ability to audit financial statements, reports, and forms; to apply relevant rules, regulations, and statutes; and to prepare concise correspondence and reports.
• Ability to communicate effectively orally and in writing; ability to communicate with diverse groups and populations.

All information obtained regarding the status of regulated financial service providers is subject to strict confidentiality. Employees are restricted from having certain loans or financial connections with licensed lenders, may not hold a substantial ownership interest in any licensee, and may not be related to any officer, employee, or consultant of any financial trade association. Employees must manage their personal finances in a manner to avoid conflicts of interest with the agency’s regulated industries. Employees must file an annual ethics disclosure statement with the agency. Must have reliable transportation. Applicants will be required to sign a release authorizing the agency to obtain information regarding the applicant’s credit history, police and criminal history information, and educational information.

Males born on or after January 1, 1960, between 18 and 25 years of age, will be required to present proof of Selective Service registration on the first day of employment or proof of exemption from Selective Service registration requirement.  All offers of employment are contingent on the candidate having legal authorization to work in the United States.  Failure to present such authorization within the time specified by the U. S. Department of Labor will result in the offer being rescinded.

Submit a State of Texas application via mail or in person to: Office of Consumer Credit Commissioner, Human Resources, 2601 N. Lamar Blvd, Austin TX 78705; via fax to 512.936.7610; via email to personnel@occc.texas.gov; or via WorkinTexas.com. Applications MUST include a complete work history. Resumes submitted without a State of Texas application will not be considered.

Applications may be downloaded from http://occc.texas.gov/jobs.

For directions or to request physical accommodation during the interview process, contact Human Resources at 512.936.7666 or personnel@occc.texas.gov. If reasonably possible, please call at least 48 hours in advance to afford our representative and the hiring division sufficient time to properly review and coordinate your request.

Interviews will be conducted by appointment following pre-screen of applications. Only those applicants interviewed will be notified of their selection or non-selection.  The Office of the Consumer Credit Commissioner is an equal opportunity employer.